Since October, we have been desperately scrambling to buy a house. The beginning of October I got a call that one of my children was in a bad place emotionally and mentally and needed help. She had recently been hospitalized. I braved the trip alone, and flew to NY. It was not easy, but I did it. I met her with her things packed, and we immediately started the 2 day trip back home. She, with all of her belongings packed in her car with us. For 2 days and one overnight stop, she drove us back home.
Once here, it was very clear that 5 people could not fit in a 1200 square foot apartment. I called one of the local realty companies to ask about any rentals. They talked us into looking at homes to purchse. Which lead to a two and ahalf month nightmare with finance companies, paperowrk, and paying to have work done on a home we didn’t even own. After all that, through the pre-approval process, saving the down payment, the earnest money, everything we went through, twice with two different companies. We were denied. Because Clint’s name is on the loan. Because I don’t work. Because his debt to income ratio is too high. Because my income can’t be counted. It was very painful. For all of us, including the sellers of the house. And elderly couple, one with Alzheimer’s disease, on our banks pre-approval bought another house and moved out on our initial closing date. That never came.
So many things happen as a result of a devastating injury. One of which is financial. Something that is very hard to bear. Our home is now full to the brim, We house and feed not only ourselves, our ten year old, but my elderly father, and my twenty two year old daughter who is struggling to get back on her feet. I have a ten year old and a twenty two year old sharing a tiny bedroom. Zero floor space. They are also here to help me do what I cannot, drive to appointments, take over when I can’t function, but it is hard to do when we are on top of each other. May will be three years since this injury and I am no closer to clossure. No home to call my own. The unfairness of it…